Can A Insurance Company Pay For Your Bodily Injury, But Not Pay The Car Repair?
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Afterward a Wreck, If My Insurance Company Pays for Damage to My Car, Volition They Pay for My Medical Bills, Too?
After a car accident, you will likely have both auto repair bills and medical bills that you demand to pay. Your motorcar insurance visitor will pay to repair your motorcar. In Florida, your insurer will also pay for at least a portion of your medical bills under the personal injury protection (PIP) portion of your policy. However, you must prove your eligibility for injury-related damages.
If you lot sustained serious injuries, such as brain or spinal cord damage, your PIP coverage limits may not cover all of your bills. If you lot accept health insurance or Medical Payment (MedPay) coverage, you can also pursue those options for roofing your medical bills.
If you do not have health insurance or MedPay, you can file a claim with the other driver'south automobile insurance—as long every bit the accident was the other driver's error. The attorneys at the Constabulary Firm of Anidjar & Levine can help. Phone call our office at 800-747-3733 to schedule a gratis case evaluation.
How Much Volition PIP Insurance Pay?
Under Florida police force, PIP coverage is mandatory if y'all ain and drive a personal vehicle. The limit to this coverage is $x,000 per person, per incident. However, PIP volition not pay the full amount of your medical bills.
PIP will cover 80 percent of your medical bills, up to $x,000, every bit long as your injuries constituted an emergency medical status. It your injuries do not qualify as an emergency medical condition, this coverage volition simply pay $2,500.
In improver to the 20 percent "co-pay" under PIP coverage, the insurance may not begin to pay out on your medical bills until you have met your policy's deductible.
Contact our lawyers today!
How Much of My Bills Will MedPay Cover?
If you acquit MedPay coverage as a role of your car insurance, it will pay your 20 percent co-pay that PIP does non cover. The limit on how much of your medical bills this insurance volition pay depends on your plan, however.
Consummate a Gratuitous Instance Evaluation form at present
How Do I File a PIP or MedPay Claim?
When you telephone call your car insurance visitor to make a claim for auto repairs, you should also file a claim for your PIP coverage. If you carry MedPay coverage, you should asking coverage under this policy as well.
As soon every bit you receive the forms, fill them out and return them to the insurer to open up the claim. Forward all of your bills to the insurance company as yous incur them.
Our attorneys can help yous navigate this process. We can file your paperwork on time and provide your insurance company with compelling evidence of your medical costs.
Who Pays the Bills If the Blow Was Non My Mistake?
If your accident occurred because of someone else'south negligence, they may exist liable for all of your expenses. You tin collect those by filing a claim with the other commuter'due south motorcar insurance. However, yous need proof that yous suffered a serious injury in the crash.
Our attorneys can help you prove you encounter the legal threshold to file this type of claim.
What If the Insurance Company Is Non Paying My Bills?
Insurance companies, fifty-fifty your own, try to minimize liability. One way an insurer accomplishes this is by denying claims. An insurer may assert that you exercise non need further treatment or that your medical bills are excessive.
At the Police Firm of Anidjar & Levine, we tin help you with your claim and, if necessary, file a lawsuit to compel an insurance company to pay. Call us today at 800-747-3733 to learn more.
Can A Insurance Company Pay For Your Bodily Injury, But Not Pay The Car Repair?,
Source: https://www.anidjarlevine.com/faqs/if-an-insurance-company-pays-for-damage-to-my-car-will-they-pay-for-my-medical-bills/
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